Life Kit: Money

It's open enrollment season. Here's how to make the best decision for you

6 oct 2026, 7:00 · 16 min

Picking a health insurance plan can be confusing and frustrating. There are endless acronyms and it's hard to predict what your health needs will be in six months. This episode, we break down some of the terms and share guided questions to help you choose the plan that's best for you. This episode was originally published Oct. 31, 2023.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

There's still time to reach your 2026 money goals

1 oct 2026, 7:00 · 19 min

Companies look at their financial picture on a quarterly basis. We can do the same for our personal finances. In this episode, how to do a financial check-in ahead of Q4. CBS News business analyst Jill Schlesinger says it's not too late to get back on track with your money goals and set yourself up for success in 2027.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Worried you’re being overcharged when shopping online? Listen to this

29 sept 2026, 7:00 · 23 min

When shopping online, you and another person could be buying the exact same item, and you'll pay more because of who you are, where you are and your purchase history. In this episode of Life Kit, author Lindsay Owens shares tips from her new book <em>Gouged</em> on how to avoid getting ripped off by surveillance pricing — and get a fair price.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

No, it's not too early to start saving for the holidays

17 sept 2026, 7:00 · 16 min

Holiday spending can sneak up on you. From endless gift shopping to expensive flights home, it's easy to lose track of your long-term goals in this season of financial obligations. This episode, Life Kit experts share tips on making a holiday spending plan so you can enjoy the winter festivities guilt-free.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

How to jumpstart your child's financial future

10 sept 2026, 7:05 · 18 min

If you're a new or soon-to-be parent, free time is at a premium. And sorting through different investment account options is confusing and time-consuming. On this episode, Life Kit reporter Andee Tagle walks you through different savings methods, from the new Trump accounts, to classic 529 plans, to custodial brokerage accounts, and will help you prioritize which method to use. <br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

5 questions that can save you from a bad purchase

24 ago 2026, 7:00 · 17 min

Sometimes we buy things that we later regret: a new sweater that's already falling apart, or a thrifted "vintage" vase that turns out to be a mass-produced dupe. In the moment, it's difficult to resist the temptation of making a purchase. But with a few pointed questions, you can make sure you've done your due diligence. This episode, financial experts offer a framework to help you decide whether or not something is worth buying. This episode originally published Dec.18, 2024.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Savings strategies that actually work

27 jul 2026, 7:00 · 22 min

You know you want to save for that vacation, those new tires and more generally, the future. But what savings approach actually <strong> </strong>works? Certified financial planner Tania P. Brown recommends trying savings buckets. By creating separate categories — or buckets — for your savings, you can prioritize your goals, plan ahead and set rules for when you'll tap into each fund. In this episode, Brown shares tips on building sinking funds and emergency funds, as well as other types of savings accounts, so you can stay motivated and on track with your financial goals.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Summer fun that doesn't break the budget

14 jul 2026, 7:00 · 12 min

Wondering how to have fun this summer without spending a fortune? All you need is a little creativity. Go on a "penny date." Throw a movie marathon party. Swap houses with a friend. With a little imagination, you can bring delight and joy — at a low cost — to your sunny days ahead. This episode originally aired Aug. 1, 2023.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

A financial planner's advice for spending without guilt

13 jul 2026, 7:00 · 23 min

Whether you're feeling guilty about overspending or guilty about not spending enough, shame around money can get in the way of your goals. In this episode, Marielle Segarra talks with certified financial planner Lauryn Williams about how to address financial guilt and align your spending with your values.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

How to save at restaurants if you're burnt out on cooking

30 jun 2026, 7:00 · 17 min

Do you blow $20 on slop bowls because you keep forgetting to pack lunch? Or can't help but overspend every time you eat out with friends? Dining out can be expensive — but there are ways to minimize the financial punch. This episode, reporter Joe Hernandez shares tips on how to dine out on a budget. <a href="https://bit.ly/4vB7Xy5"target="_blank" >Sign up for his one-month newsletter</a>, <em>How to Cut Your Food Bill, </em>for more tips<em>.</em><br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Gold is having a moment. Is now the time to invest?

28 may 2026, 7:00 · 14 min

In the world of investing, gold is having a moment. Last year, the price of gold crossed $4,000 an ounce for the first time ever. But does that mean it's time to rebalance your portfolio and get in on the precious metal action? This episode, NPR finance correspondent Maria Aspan explains why the world has been so obsessed with gold lately, how you can invest and whether doing so makes sense in the long-term.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Unsure which retirement account to choose? We have some tips

7 may 2026, 7:00 · 11 min

Retirement accounts are not just a vehicle to let your money grow over time for when you're ready to stop working. They're also a tax shelter. In this episode, we talk about how much you can expect to save in taxes, the difference between pre-tax and post-tax accounts, and how to decide which to prioritize. Spoiler: when in doubt, just pick one and get started. <br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Shop less and save more with a 'no-buy challenge'

30 abr 2026, 7:05 · 20 min

If you're struggling to save for long-term goals, find yourself lost in a sea of clutter or are concerned about consumerism and climate change, there are ways to curb your shopping habits. This episode, journalist Stacey Vanek Smith talks to writers, influencers and activists in the sustainable fashion industry about how to reign in overconsumption, rethink our power as consumers and challenge ourselves to buy less. This episode originally published Aug. 20, 2024.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Do you have a financial self-care routine?

23 abr 2026, 7:00 · 15 min

There are things we're supposed to do routinely for our health: brush our teeth, shower and exercise. There's a version of that for financial health too. We'll talk about those tasks — and go beyond the number-crunching to explore how our mental health affects our finances. This episode originally published Aug. 15, 2023.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

How to get 'financially naked' with your partner

31 mar 2026, 7:00 · 21 min

How much money do you make? What assets and debts do you have? What are your spending habits? These are all questions you should ask your partner, says Vivian Tu, founder of Your Rich BFF, a financial education company. In this episode, host Marielle Segarra talks with Tu about how to get “financially naked” with your partner, whether you just started dating or have been together for years.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Don't get taken for a ride by your car insurer

19 mar 2026, 7:00 · 18 min

Between the start of 2022 and the start of 2025, car insurance rates jumped by more than 50%, according to the Bureau of Labor Statistics. Luckily, there are tried-and-true tactics for finding the cheapest deal you can -- from comparing rates from multiple insurance companies to not letting your teen get their license just yet. NPR's cars and energy correspondent, Camila Domonoske, breaks down the surprising factors that contribute to high rates and how to make sure you don't get taken for a ride by your car insurer.<br/><br/>Find comparisons in your ZIP code: https://www.npr.org/2025/11/05/nx-s1-5397184/auto-insurance-credit-history-cost  <br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

How to avoid this year's common tax scams

12 mar 2026, 7:00 · 19 min

There's a lot of tax advice on social media, but not all of it is sound. This episode, certified public accountant Mark Gallegos breaks down how to identify bad tax advice and avoid this year's most common tax scams.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Want to protect your money? Diversify your investments

24 feb 2026, 8:00 · 22 min

When it comes to investing money, don't put all your eggs in one basket. Spread out your investments among different types of assets and sectors, so you're not overexposed if one of them takes a hit. In this episode, we'll walk you through different types of assets, how your investment strategy should change depending on your age and needs, and a simple rule of thumb to calculate your stock versus bond allocation.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Money tips no one taught you

3 feb 2026, 8:00 · 21 min

You have a budget and an emergency fund (or at least know you need both) - but you want to go deeper. What else do you need to know about managing your money? Ever heard of capturing the carry on your debt, for example? Finance experts share their top tips on handling debt, investing, taxes and more.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Tips to save money across all parts of your life

12 ene 2026, 8:05 · 17 min

For a lot of us, this time of year triggers a financial reckoning. As you recover from holiday spending, here are 6 tips from past Life Kit experts on how to save money year-round.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Avoid these common financial mistakes

29 dic 2025, 8:05 · 20 min

Personal finance can be a tricky subject to navigate. There's a lot of conflicting guidance on which savings account to use, how to budget properly and where to invest your money. And it's easy to make a mistake. This episode, financial educator Yanely Espinal shares the common financial mistakes she wish she knew about earlier. This episode originally published August 6, 2024.<br/><br/>Sign up for our strength newsletter series here: <a href="http://npr.org/stronger"target="_blank" >npr.org/stronger</a>.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Watch out for these holiday scams

11 dic 2025, 10:47 · 20 min

Don't get swindled while buying gifts this holiday season. This episode, Amy Nofziger of AARP's Fraud Watch Network explains how to safeguard yourself from common shopping scams like fake shipping alerts and online stores — and offers advice on what to do if you fall for one.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Curious about investing? Here's what to know

2 dic 2025, 8:00 · 25 min

Investing can be intimidating. How do you know which funds to choose? How do you diversify? How much should you be setting aside in a retirement plan versus a savings account or a brokerage account? This episode, we talk to Mary Childs, co-host of NPR's <em>Planet Money</em>, about these questions and more.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Don't fall for these marketing tactics this holiday season

25 nov 2025, 8:00 · 15 min

We're surrounded by ads and sales pitches — in our inboxes, on our phones and when we walk down the street. And everyone loves a good deal, but what actually constitutes a deal? How do you know you're getting the best price or that what you're purchasing is of good quality? In this episode, we offer tips to help you make purchases you're happy with this holiday season.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

How to get lower prices on prescription drugs

3 nov 2025, 8:00 · 19 min

Prescription drug prices can be costly. What are you supposed to do if you can't afford medication? In this episode, Dan Weissmann, host of KUOW's podcast <em>An Arm and a Leg</em>, shares how to find discounts on prescription medications and navigate the health care system when drugs cost more than you expected.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Coming up with a business idea that takes off

14 oct 2025, 7:00 · 22 min

Ready to take that big idea and turn it into a thriving business? Rachel Rodgers, author of <em>Future Millionaire: A Young Person’s Step-by-Step Guide to Making Wealth Inevitable</em>, shares the ingredients of a successful business venture. The best part? You don't necessarily need a lot of money to get started.<br/><br/>Sign up for our <a href="https://www.npr.org/newsletter/financial-reset?utm_source=audiopromo"target="_blank" >newsletter series on credit card debt</a>.<br>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

In credit card debt? There’s a path out

6 oct 2025, 7:00 · 17 min

Credit card debt can make you feel stressed, ashamed and lonely. But there are proven strategies to free yourself from this burden. In this episode, five tips to help you get out from under credit card debt. And to sign up for our newsletter series with step-by-step plans to pay down your debt, go to <a href="http://npr.org/creditcarddebt"target="_blank" >npr.org/creditcarddebt</a>.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Can you afford to make a big life change?

30 sept 2025, 7:00 · 19 min

Longing to quit your job and follow your passion? Or perhaps take a break to travel? Or move to a new place? First, you'll need to look at your finances. In this episode, Jill Schlesinger, a certified financial planner and business analyst for CBS News, walks through her five steps for assessing your financial situation before a possible life change. This episode originally published Feb. 28, 2023. <br/><br/><br>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Budgeting for college students

9 sept 2025, 7:00 · 25 min

A new semester has begun, which means college students across the country are taking on debt, opening credit cards and navigating meal plans and housing on their own. Budgeting and managing money, especially as a first-year college student, can be daunting. In this episode, we cover how to plan for student loans, look for scholarships, get part time work and more.<br/><br/>Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><br><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a><br>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a><br>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a><br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Don't make these financial mistakes

21 jul 2025, 7:00 · 15 min

Financial educator Yanely Espinal shares her don'ts when it comes to money. Don't co-sign loans. Don't make hype-driven investments. Don't spend money you don't have. If you've been making these missteps, don't worry — Espinal has advice on how to create a path forward. <br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Should I buy it? A framework to help you decide

17 jul 2025, 7:00 · 17 min

Sometimes we buy things that we later regret spending on: a new sweater that's already falling apart, or a thrifted "vintage" vase that turns out to be a mass-produced dupe. In the moment, it's difficult to resist the temptation of making a purchase. But with a few pointed questions, you can make sure you've done your due diligence and buy something guilt-free. This episode, financial experts offer a framework to help you decide whether or not something is worth buying. This episode originally published December 18, 2024.<br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Make your savings work harder

1 jul 2025, 7:00 · 14 min

Typical savings account interest rates can earn you pennies. In this episode, you'll learn about other high-interest savings options to earn more in interest and protect your savings against inflation. <br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Budget friendly things to do this summer

10 jun 2025, 7:00 · 12 min

Ideas on how to have fun this summer without breaking the bank. Go on a "penny date." Throw a movie marathon party. Swap houses with a friend. With a little imagination, you can bring delight and joy — at a low cost — into your sunny days ahead. This episode originally aired August 1st, 2023.<br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Avoid debt with these credit card tips

29 may 2025, 7:00 · 18 min

Even if you use a credit card all the time, it can be difficult to understand the ins and outs of how they work. Whether you're a new credit card owner or just want to make sure you're getting the most out of your card, this episode will walk through the fundamentals of the credit card game. This episode originally published August 29, 2024. <br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

How to save big on groceries

12 may 2025, 7:00 · 17 min

Groceries aren't cheap, but there are ways beyond just looking for sales to make budget meals. To help cut down your grocery bill, we have practical tips for saving money on the food you cook at home. This episode original published May 30, 2023.<br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

How to handle your money during tariff uncertainty

28 abr 2025, 8:00 · 18 min

With stock market volatility and fears of price increases driven by the new tariffs, you may be worried about your finances. In this episode, certified financial planner Lauryn Williams explains how to handle your spending, savings and retirement accounts in times of economic instability.<br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Can I afford to buy a house?

17 abr 2025, 7:00 · 19 min

Buying a home can feel out of reach for many. But if you're an aspiring homeowner, there are ways to make it a reality. In this episode, mortgage reporter Molly Grace explains how to know if you're financially ready, what costs to budget for and how to find a home that works for you.<br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

A beginner's guide to bartering

1 abr 2025, 7:00 · 20 min

Bartering can help you mind your budget and build relationships with your community. In this episode, we cover how to suggest bartering as an option and make the exchange feel fair. We'll also share stories of successful trades.<br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Start a financial self-care routine

25 mar 2025, 7:00 · 16 min

There are things we're supposed to do routinely for our health: brush our teeth, shower and exercise. There's a version of that for financial health too. We'll talk about those tasks — and go beyond the number-crunching to explore how our mental health affects our finances. This episode originally published August 15, 2023.<br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Don't panic when the markets are down

18 mar 2025, 7:00 · 15 min

About 60% of Americans have some money in the stock market — and the markets are not doing great. Your knee-jerk reaction might be to sell. But experts explain why that's not a good idea. This episode originally published October 3, 2022.<br/><br/>See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.<br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>